Do it yourself
DIY Credit Repair
$39.99/mo
Use our proven playbook and years of credit repair experience to work your own credit, on your schedule.
- You send the dispute letters
- Self-serve and flexible
- Built on the Credit Supreme process
Your Journey To a Better Credit Score Starts Here
Credit Supreme is a credit repair company that challenges the negative items holding your credit score back. Work your own plan with DIY credit repair, or let a dedicated credit coach and our team do it for you.
- 90-day money-back guarantee
- Dedicated credit coach
- Serving clients nationwide
- First disputes in 24 hours
- All three credit bureaus
- 90-day money-back guarantee
- First round of disputes sent after you enroll
- 24 hrs
- Major credit bureaus: Equifax, Experian and TransUnion
- 3
- Dispute cycles that continue automatically
- 35 days
- Money-back guarantee window (three rounds)
- 90 days
Choose your path
Two great ways to repair your credit
Pick the one that fits how you like to work. Both start with your credit report.
Done for you
Full-Service Credit Repair
from $99.99/mo
Completely hands-off. A dedicated credit coach and our processing team handle the disputes for you.
- Dedicated credit coach
- First disputes sent within 24 hours
- 90-day money-back guarantee
Why choose Credit Supreme?
Credit repair with a coach in your corner
We work with the three major credit bureaus (Equifax, Experian and TransUnion) to challenge negative items on your credit report, and we teach you how to keep your credit strong.
Dedicated credit coaching
Every full-service client gets their own credit coach. Stop calling 1-800 numbers: your coach is your main point of contact and helps you reach your financial goals.
90-day money-back guarantee
If, by the end of the third round, we are unable to remove a negative item of significance from your credit report, we refund your monthly payments.
Disputes within 24 hours
We send out your first round of disputes within the first 24 hours of your enrollment, then keep the process moving in 35-day cycles.
Full-service military discounts
Active-duty service members and veterans can ask about military discounts on full-service credit repair.
An effective credit game plan
Work hand in hand with your credit specialist on a plan of action built around your goals, whether that is a home, a car, or a business.
24/7 client portal access
Track your progress, upload documents, communicate with the team, and update personal and billing information whenever it suits you.
How it works
A Credit Repair Process You Can Trust
Step 1: Enrollment
Take the first step toward your financial goals. Enrolling is quick and easy, and our team is here to guide you.
Step 2: Meet your credit coach
You’re matched with a dedicated credit coach who builds a personalized credit repair plan with you and answers your questions along the way.
Step 3: Evaluation
We evaluate your credit report in detail to identify the negative items affecting your credit score, and explain your credit profile to you.
Step 4: The dispute process
We challenge inaccurate or unfair items with the credit bureaus on your behalf and work with creditors to correct your credit report.
Step 5: Enjoy your membership
Our client portal lets you track your progress, update personal and billing information, upload documents, and communicate with the team.
Credit Supreme at a glance
What is Credit Supreme?
Credit Supreme is a credit repair company based in Miami, FL that helps clients nationwide challenge inaccurate negative items on their credit reports with the three major credit bureaus (Equifax, Experian, and TransUnion). Clients can repair their credit themselves with DIY credit repair, or choose full-service credit repair with a dedicated credit coach.
- Location
- Miami, FL; serving clients nationwide
- Ways to work with us
- DIY credit repair or full-service credit repair
- Prices
- DIY $39.99/month with no start-up fee; full-service from $99.99/month plus a one-time start-up fee
- First disputes
- Sent within the first 24 hours of enrollment (full-service)
- Guarantee
- 90-day money-back guarantee on full-service: if we can’t remove a negative item of significance within three rounds, we refund your monthly fees
- Canceling
- Cancel anytime in writing, with no cancellation fee
- Military discount
- Available on full-service credit repair for active-duty service members and veterans
- Phone
- (877) 334-4567
Common questions
Quick answers
How much does Credit Supreme cost?
DIY credit repair is $39.99 per month. Full-service credit repair starts at $99.99 per month plus a one-time start-up fee of $124.99 for an individual. Couples enrolling together pay $79.99 per person per month with a $79.99 per-person start-up fee. The monthly fee is charged every thirty to thirty-five days after your letters are sent.
How long does credit repair take?
No one can promise a timeline, because results depend on the credit bureaus and creditors. On full-service plans, your first round of disputes is sent within 24 hours of enrollment, and the dispute process continues automatically in 35-day cycles. Your coach will give you a realistic picture after your evaluation.
Is Credit Supreme legit?
Yes. Credit repair is legal when a company follows the Credit Repair Organizations Act (CROA), and we take pride in abiding by CROA regulations. Credit Supreme is based in Miami, FL and serves clients nationwide. We never promise specific results or score increases.
How does the 90-day money-back guarantee work?
If we are unable to remove a negative item of significance from your credit report within the first 90 days (three rounds), we refund your monthly fees. The guarantee takes effect upon the third round of disputes, and the refund will not exceed what you paid during those first three rounds.
Can I cancel anytime?
Yes. You can cancel at any time by contacting us in writing, by text or email, and there is no fee to cancel. Your client agreement explains your cancellation rights in full, and your coach can help if you would rather pause during a hardship.
Does Credit Supreme work with clients outside Florida?
Yes. Credit Supreme is based in Miami, FL, and serves clients nationwide. Everything runs through your credit coach and our client portal, where you can track progress, upload documents, message the team, and update your personal and billing information from anywhere in the country.
Education center
Learn More About Credit
The credit system is confusing, so we explain it in plain language: how to read your credit report, what moves your credit score, and how to protect your credit.
7 min read
How To Lower Your Interest Rates
How interest rates work and how better credit can lower them: refinancing car loans and mortgages, and avoiding card interest by paying in full each month.
6 min read
All About Credit and Credit Scores
A plain-English guide to credit and credit scores: how the system began, how the bureaus work, why scores differ between models, and what lenders review.
5 min read
How to Boost your Credit Score
Why is your credit score low? Learn how negative items, thin credit history, and high utilization affect scores, and practical ways to boost your credit.
Free credit consultation
Better Credit is One Click Away
Getting started takes less than a minute. Fill out the form and one of our credit specialists will reach out to talk through your credit report and goals. Prefer to start now? Full-service plans start from $99.99/mo.
Ready to get started?
Our team is ready to help. Choose DIY or full-service, or talk it through with us first.