Mortgage Preparation

Credit repair for your mortgage

Your credit is one of the most important factors in getting a mortgage, and in the interest rate attached to it. Whether you are a home buyer purchasing your first home or you want to refinance your current mortgage, we can help.

Our credit repair services go beyond sending dispute letters. We address everything on your credit report that can affect your ability to qualify for mortgage financing.

Meet lender requirements

Our strategy is based on our team’s knowledge of the mortgage industry and current lender requirements. We will not put your scores at risk by disputing accounts that may help your scores or your ability to qualify for your home loan, and we will not actively dispute when it’s time to apply.

If your scores are low or you have insufficient credit to meet lender guidelines, we will guide you through building the credit you need.

Timing is everything

Your time frame shapes the recommendations we make. Some credit rebuilding strategies may not suit a short time frame, so we provide a time-appropriate plan that works for you. Credit repair is not an overnight fix and can take months, depending on the severity of your credit situation.