Homeownership is one of the most coveted achievements for any individual. Your credit is one of the most impactful items when it comes to getting yourself a mortgage and your prospective interest rates attached to it. Let us help build your credit so you can become lender ready, it is what we do this for! Whether you are looking to purchase your first home or refinance your current mortgage, we can help.
Our credit repair services go well beyond just sending dispute letters. We address everything reflected on your credit report that can affect your ability to qualify for mortgage financing.
Meet Lender Requirements
Our strategy is cultivated based on the knowledge our team shares on the mortgage industry and current lender requirements. We will not put your scores at risk by disputing accounts that may be beneficial to your scores or your ability to qualify for your home loan, nor will we actively dispute when the time comes to apply. And if it looks like your scores are subpar or if you have insufficient credit to meet lender guidelines, we will guide you through the process of building the credit you need.
Timing Is Everything
When it comes to your credit repair process, the time frames and timelines will affect the recommendations we offer. Certain credit rebuilding strategies may not be suitable for you if your time frame is too short, and we will make sure to provide a time-appropriate guide that will work for you. The credit repair process is not an overnight bout and can take months to correct, depending on the severity of your credit situation.